Agriculture

RESPECT Farmers insurance

It is designed for:

• all business dealing in primary agricultural production

This relates to:

• insurance on crops
  • insurance risks mainly related to unfavorable weather phenomena - hail, windstorm, deluge, flood, fire, landslide, avalanche, falling tree, falling airplane, lightening strike, explosion, wintering, spring frost
• insurance on livestock
  • insurance risks threatening raised livestock with resulting death, euthanasia or emergency slaughter in case of dangerous animal infections, also protection from natural perils - fire, explosion, lightening strike, windstorm, fall of piloted airplane, flood, landslide, falling rocks or soil, minor or major avalanche, falling tree or pole
  • insurance on accident and birth injury
• property insurance

Insurance for the food industry

Designed for:

• mills
• bakeries
• sweet factories and shops
• chocolate factories
• meat packing plants
• refrigeration plants
• dairies
• breweries
• non-alcoholic beverage producers
• etc. 

This relates to:

• property insurance in ALL RISKS coverage or in the scope of named perils for natural catastrophe risks, theft, vandalism
• insurance on machinery, mechanical and electronic equipment, technological equipment and facilities in ALL RISKS scope
• insurance on interruption of operation in case of material damage to property
• liability insurance for damage from operating risks

Insurance may also cover special risks:

• insurance on interruption of operation due to stoppage of supplies of media - electricity, gas, water
• insurance on food spoilage due to interruption of supply of electricity and media or due to mechanical failure of a machine
• insurance on contamination of supplies, leakage of supplies
• liability insurance for damage caused to health and life through product defect
• supplemental insurance of financial damage caused by mixing a defective product with one that is not defective
• insurance on costs for recalling defective product from the market
• regressions of costs of health insurance companies spent on treating injured persons
• regressions of costs of social security offices for sickness insurance benefits
• employee liability insurance for damages caused to the employer