Health care and Spa

RESPECT Health care and Spa

Professional liability insurance protects the provider of health care services and physicians from financial impacts of professional malpractice.

It is designed for:

•  all providers of health care services /the law stipulates the obligation to negotiate insurance/

It relates to:

• coverage of cases when the insured is obliged to compensate for harm caused by killing, detriment to health and other property damage arising therefrom, especially lost earnings and lost profit
•  if personal injury insurance is negotiated, this covers compensation for injury caused by unauthorized violation of the right of a natural person to protection of personal rights.

Scope of claims for compensation for injury to health:

• compensation for pain and suffering
• aggravation of one's social position
• other non-material damage
• lost earnings over the period of incapacity for work
• mental hardship on the family of the injured party not only in case of death, but especially also serious damage to health
• lost earnings after the period of incapacity for work, so-called income
• costs related to health care
• funeral costs
• subrogation of health insurance companies

The insurer also pays:

• costs for court proceedings that the insured is obliged to pay
• compensation of defense costs in criminal proceedings

Besides professional liability insurance we can also insure:

• assets
• medical devices and electronics